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Old 5th December 2015, 05:51 PM   #9
mross
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Join Date: Jan 2005
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I would insure, better safe than sorry. As long as you have documented evidence from an appraiser that is the value if anything happens. Appraised value does not mean sale price, jewelry is routinely appraised higher than sale price. However the appraised value is a starting point when negotiating a settlement, I would rather start higher than lower.
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