[David]

Originally Posted by A. G. Maisey

Yes, understood David.

I admit, I do have a fault in that when somebody asks a question, or answers a question I tend to automatically take that literally. Probably something to do with what I have done for most of my life to earn a living, regrettably it can be quite difficult to take suppositions into a board room, or a court of law.

Another reason for the way in which I responded is that I knew the answers, I knew the acronyms, I'd read about the Singapore merchant, so I did not have the advantage of having Dr. Google behind me, and actually right at the moment, I didn't have time to consult him.

Yes, Dr. Google can be an amazing tool for finding answers...except when he is not. LOL!